Fiqxuid is a payment card network.

Its algorithms couple together the “open scheme” and “closed scheme” formats known seperately in the niche card industry.

The effect is that any one card-issuing bank, get to track all its money outflows to lay claim on its customer funds perpetually, regardless of multi-bank network participation.

Such guaranteed funds are invested in fixed incomes, the returns of which when imputed into the Fiqxuid payment algorithms, effects a 10% discount on all card purchases 100% sustainably.